[meteorite-list] Notice to eBay Meteorite Sellers

From: Mark Grossman <markig_at_meteoritecentral.com>
Date: Sun, 1 Mar 2015 18:06:25 -0500
Message-ID: <0A6A335D1A7247AEA0D6DF8253255937_at_LENOVOA955EF1B>

Hi Anne,

I wonder if using PayPal really solves the problem.

As a buyer, you can back up your PayPal account to a credit card - not your
bank account.

So thinking out loud, I wonder if a shady individual can create a PayPal
account with a stolen credit card, which gets you back to square one. And
if a buyer is unhappy with a seller, the buyer can put a stop on the credit
card payment to PayPal. As far as I know, you are supposed to go through
PayPal to arbitrate disputes, but if the buyer ignores these rules, the
buyer can still go the stop credit card payment route.

In any event, for those who are worried about giving PayPal/ebay access to
bank accounts - you don't have to go this route. You can create a PayPal
account off of a credit card alone, with no bank information supplied.

Mark

Mark Grossman
Meteorite Manuscripts
Briarcliff Manor, NY 10510

http://meteoritemanuscripts.blogspot.com
http://twitter.com/MetManuscripts
http://www.facebook.com/#!/pages/Meteorite-Manuscripts/152949358073543?v=wall

----- Original Message -----
From: "Anne Black via Meteorite-list" <meteorite-list at meteoritecentral.com>
To: <meteoritemike at gmail.com>; <meteorite-list at meteoritecentral.com>
Sent: Sunday, March 01, 2015 4:36 PM
Subject: Re: [meteorite-list] Notice to eBay Meteorite Sellers


> Mike,
>
> I am sorry to disagree with you but if I was still selling on Ebay I would
> require buyers to use Paypal. Why? Let me tell you why.
>
> A few years ago, when I was still accepting credit cards, a guy bought
> $4000 worth of merchandise, my bank accepted the card, so did the issuing
> bank, and told me that I was clear to ship. A few weeks later the $4000
> disappeared from my bank account. I called my bank then the other bank,
> and ended up having not so friendly discussions with the fraud department
> of 3 different banks, and they all said the same thing. A guy with a
> stolen credit card number has 2 to 3 weeks to buy up a storm (often on
> Ebay!), stuff he can resell quickly on Craiglist (or Ebay!), gather up the
> loot and disappear, before the real owner of the card discovers the
> problem. By then you find out that the name was fake (since he gave you
> the card number in an email you never saw what name was really on the
> card), the address was a mail box somewhere. The 3 banks admitted that
> stealing meteorites was unusual but the rest was standard procedure, and
> no, there was nothing they could/would do about my loss.
>
>
> So I was out $4000 and the merchandise; since it happened to be
> consignment pieces, I also had to paid the owner of those pieces. That is
> when I stopped accepting cards. I already had a Paypal account, most
> everybody including big institutions (even NASA!) have one too, so now my
> preferred form of payment is Paypal. And no I have never had a problem
> with Paypal.
>
> I made that decision a few years ago, before Target, Home Depot, and many
> others got hacked and millions of credit card numbers got stolen, so the
> odds of dealing with a thief with a stolen card are even greater now. And
> since I don't want my card numbers to be stolen too, I have retired them,
> I pay everything cash or checks (or Paypal on the Net). And it has never
> been a problem.
>
> Have I lost sales because of it? not that I know of, even during the
> Tucson Show, people are happy to whip out their smart phone and go to
> Paypal.
>
> And now you know.
>
> Anne M. Black
> www.IMPACTIKA.com
> IMPACTIKA at aol.com
>
>
> -----Original Message-----
> From: Galactic Stone & Ironworks via Meteorite-list
> <meteorite-list at meteoritecentral.com>
> To: Meteorite List <meteorite-list at meteoritecentral.com>
> Sent: Sat, Feb 28, 2015 6:50 pm
> Subject: [meteorite-list] Notice to eBay Meteorite Sellers
>
>
> Hi Folks,
>
> I have noticed a new trend with meteorite dealers on eBay.
> Two
> different dealers have done this that I know of, and there may
> be
> others.
>
> What I am referring to is bidder requirements. I tried to place
> a bid
> on two different specimens from two different dealers and both
> times
> eBay stopped me and said I could not bid because my PayPal account
> is
> not "linked" to eBay.
>
> I think eBay is a hell for sellers and I loathe the
> eBay boardroom. I
> do not want those greedy bastards having any more access to
> my
> financial information that is necessary. So I refuse to link my
> PayPal
> account to eBay. I know this is somewhat silly since both
> companies are
> intimately linked, but I do not want eBay having it's
> hooks any deeper into my
> pocketbook than necessary.
>
> I am sure there are other eBay members who feel
> the same. If you are
> a seller who has set this requirment, you are losing
> sales. You just
> lost one right now. I could have bid your items up, but I was
> not
> allowed to place a bid. It's not my loss, I will always find the
> specimen
> I want eventually, either off eBay entirely, or from another
> seller without
> those requirements.
>
> My money is just as green as anyone else's and it spends
> just the
> same. If you have this requirement set on your eBay auctions,
> then
> you are losing money.
>
> Just a heads-up. Do with it what you want.
> ;)
>
> Best regards,
>
> MikeG
>
>
> --
>
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Received on Sun 01 Mar 2015 06:06:25 PM PST