[meteorite-list] usps insurance is fraud
From: Mark Miconi <mam602_at_meteoritecentral.com>
Date: Thu Apr 22 10:22:42 2004 Message-ID: <008101c337ab$8e87b6e0$d7e16a44_at_ph.cox.net> This is a multi-part message in MIME format. ------=_NextPart_000_007E_01C33770.E1DE1A40 Content-Type: text/plain; charset="iso-8859-1" Content-Transfer-Encoding: quoted-printable Harlan, Everything you have said is completely wrong. I have been in business 4 = years and I ship 2000+ items a year and ALL of them are very fragile. I = have never had a single customer have a problem with any of the 29 = damaged items they have had. Everyone has collected their claim. There are something's I do to ensure that they do not have a problem. I use only new boxes, USPS boxes when possible. I use only USPS approved materials to pack...newsprint is not approved.=20 I use the proper size box and lots of foam bubblewrap and peanut foam. When a problem occurs and there have only been 29 because I keep track. = The procedure is simple and is as follows: Customer contacts me I tell them they need to KEEP all of the materials = and box...Throw out nothing. I print out their invoice, their proof of payment and a copy of the = auction page. I have the USPS Claim forms here, I fill in my part of the form as the = seller and sign it. I put the claim form, the print outs and the POSTMARKED insurance = receipt in an envelope and mail it to the customer. When they receive my envelope, they take it and the item in the box it = came in with the packing materials to their local post office. Generally = it will take 15 minutes for the clerk to complete the claim and then 10 = days to receive the check. NONE of my customers ever received one cent less than they paid for = their items. THERE ARE PRINTED approved packing material lists available = from the post office...I know because I am a post office, I have a USPS = Postal License and am approved to print my own postage and to accept = items for shipping from third parties. NOW if you want to talk about the private sector...lets do that. In 4 = years I have had to file suit in court against Federal Express 3 times = in order for them to pay any insurance claim on 5 out of 6 damaged = items. They are matters of public record and I can send you the case = numbers. FedEx once took a wooden magazine rack that had been scratched = during shipment when the box was pierced by their machinery. They had = the item 4 months and reduced it to kindling, completely destroying the = item. All they were supposed to do is inspect it. It took 2 trips to = court before they finally paid my customer. I have 3 additional trips to = court to file suits before they finally decided to pay on other claims. = FedEx simply does not cover any items over $100.00 in value even though = they will allow you to insure them for up to $500.00. You have to prove = in court that they were negligent in their handling and that if the = negligence had not occured the item would have not been otherwise = damaged during normal shipping. That was how I won. I also refer you to FedEx.com at = http://www.fedex.com/us/services/termsandconditions/ground/liabilitylimit= s.html?link=3D4 They do not cover and are not liable for any item on their list which is = the following: 1.. Packages (including freight shipments) containing all or part of = the following items are limited to a maximum declared value of $100:=20 2.. Artwork, including any work created or developed by the = application of skill, taste or creative talent for sale, display or = collection. This includes, but is not limited to, items (and their = parts) such as paintings, drawings, vases, tapestries, limited-edition = prints, fine art, statuary, sculpture, collectors' items, customized or = personalized musical instruments.=20 3.. Film, photographic images, including photographic negatives, = photographic chromes, photographic slides.=20 4.. Any commodity that by its inherent nature is particularly = susceptible to damage, or the market value of which is particularly = variable or difficult to ascertain.=20 5.. Antiques, any commodity which exhibits the style or fashion of a = past era and whose history, age or rarity contributes to its value. = These items include, but are not limited to, furniture, tableware, = glassware and collectors' items such as coins, stamps, sports cards, = souvenirs and memorabilia. (Collector's coins and stamps may not be = shipped.)=20 6.. Glassware, including, but not limited to, signs, mirrors, = ceramics, porcelains, china, crystal, glass, framed glass, flat panel = display screens (all types), plasma screens, and any other commodity = with similarly fragile qualities.=20 7.. Jewelry, including, but not limited to, costume jewelry, watches = and their parts, mount gems or stones (precious or semiprecious), = industrial diamonds and jewelry made of precious metal.=20 8.. Furs, including, but not limited to, fur clothing, fur-trimmed = clothing and fur pelts.=20 9.. Precious metals, including, but not limited to, gold and silver = bullion or dust, precipitates or platinum (except as an integral part of = electronic machinery).=20 10.. Stocks, bonds, cash letters or cash equivalents, including, but = not limited to, food stamps, postage stamps (not collectible), = traveler's checks, lottery tickets, money orders, prepaid calling cards, = bond coupons and bearer bonds.=20 11.. Ostrich and emu eggs.=20 They cover nothing and this is almost an exact copy of what UPS will = cover. The US Postal Service does not have these limitations and they = pay. My advice....know your seller, ebay or otherwise. Before you buy on ebay = contact past winners and ask about the packing of their item. If it is a = company...ask them on the phone or by email how the item will be = packed...if they can not tell you exactly...buy somewhere else. Mark M. Phoenix AZ ----- Original Message -----=20 From: harlan trammell=20 To: meteorite-list_at_meteoritecentral.com=20 Sent: Friday, June 20, 2003 1:11 PM Subject: [meteorite-list] usps insurance is fraud we all buy insurance to ship our skyrox. but it is really for = peace-of-mind only- a big waste of money. when the _ _it hits the fan, = you are as lost as somone in a molasses canoe or an astronaut in space = with no fuel left and no air. anybody ever ACTUALLY collect insurance = money from the post office on a loss from the usps...? i didn't think = so. usps insurance is aCOMPLETE WASTE of MONEY- just read the form to = file a claim. you have to have the item , the receipt, etc.. oh, the = item! that means , you have to send it BACK to the sender and they then = say it was damaged THEN not during the shipping when you RECEIVED it - = therefore, it can NEVER be tendered properly for a claim - a = self-perpetuating KOP-OUT to avoid paying a claim- get it?! suppose you = DO get it all together and go waltzing into a p.o.- they just laugh!! = after that, it goes before a review board to determine if it was PACKED = right before a claim is paid. 99.99% you did not pack it right (and = there are no written, standards for packing or a way to verify that was = indeed packed right before sending anyway)and they say forget it. and if = you are one of the lotto winners who does get a claim, they give you = depreciated value less fees from stupid government assessed value chart. = in other words , you have no recourse whatsoever . so don't waste your = money. use fed ex. the private sector is ALWAYS better than ANYTHING = government. -------------------------------------------------------------------------= ----- STOP MORE SPAM with the new MSN 8 and get 2 months FREE* = ______________________________________________ Meteorite-list mailing = list Meteorite-list_at_meteoritecentral.com = http://www.pairlist.net/mailman/listinfo/meteorite-list ------=_NextPart_000_007E_01C33770.E1DE1A40 Content-Type: text/html; charset="iso-8859-1" Content-Transfer-Encoding: quoted-printable <!DOCTYPE HTML PUBLIC "-//W3C//DTD HTML 4.0 Transitional//EN"> <HTML><HEAD> <META http-equiv=3DContent-Type content=3D"text/html; = charset=3Diso-8859-1"> <META content=3D"MSHTML 6.00.2800.1170" name=3DGENERATOR> <STYLE></STYLE> </HEAD> <BODY bgColor=3D#ffffff> <DIV><FONT face=3DArial size=3D2>Harlan,</FONT></DIV> <DIV><FONT face=3DArial size=3D2>Everything you have said is completely = wrong. I=20 have been in business 4 years and I ship 2000+ items a year and ALL of = them are=20 very fragile. I have never had a single customer have a problem with any = of the=20 29 damaged items they have had. Everyone has collected their = claim.</FONT></DIV> <DIV><FONT face=3DArial size=3D2></FONT> </DIV> <DIV><FONT face=3DArial size=3D2>There are something's I do to ensure = that they do=20 not have a problem.</FONT></DIV> <DIV><FONT face=3DArial size=3D2></FONT> </DIV> <DIV><FONT face=3DArial size=3D2>I use only new boxes, USPS boxes when=20 possible.</FONT></DIV> <DIV><FONT face=3DArial size=3D2>I use only USPS approved materials to=20 pack...newsprint is not approved. </FONT></DIV> <DIV><FONT face=3DArial size=3D2>I use the proper size box and lots of = foam=20 bubblewrap and peanut foam.</FONT></DIV> <DIV><FONT face=3DArial size=3D2></FONT> </DIV> <DIV><FONT face=3DArial size=3D2>When a problem occurs and there have = only been 29=20 because I keep track. The procedure is simple and is as = follows:</FONT></DIV> <DIV><FONT face=3DArial size=3D2></FONT> </DIV> <DIV><FONT face=3DArial size=3D2>Customer contacts me I tell them they = need to KEEP=20 all of the materials and box...Throw out nothing.</FONT></DIV> <DIV><FONT face=3DArial size=3D2>I print out their invoice, their proof = of payment=20 and a copy of the auction page.</FONT></DIV> <DIV><FONT face=3DArial size=3D2>I have the USPS Claim forms here, I = fill in my part=20 of the form as the seller and sign it.</FONT></DIV> <DIV><FONT face=3DArial size=3D2>I put the claim form, the print outs = and the=20 POSTMARKED insurance receipt in an envelope and mail it to the=20 customer.</FONT></DIV> <DIV><FONT face=3DArial size=3D2></FONT> </DIV> <DIV><FONT face=3DArial size=3D2>When they receive my envelope, they = take it and the=20 item in the box it came in with the packing materials to their local = post=20 office. Generally it will take 15 minutes for the clerk to complete the = claim=20 and then 10 days to receive the check.</FONT></DIV> <DIV><FONT face=3DArial size=3D2></FONT> </DIV> <DIV><FONT face=3DArial size=3D2>NONE of my customers ever received one = cent less=20 than they paid for their items. THERE ARE PRINTED approved packing = material=20 lists available from the post office...I know because I am a post = office, I have=20 a USPS Postal License and am approved to print my own postage and to = accept=20 items for shipping from third parties.</FONT></DIV> <DIV><FONT face=3DArial size=3D2></FONT> </DIV> <DIV><FONT face=3DArial size=3D2>NOW if you want to talk about the = private=20 sector...lets do that. In 4 years I have had to file suit in court = against=20 Federal Express 3 times in order for them to pay any insurance = claim on 5=20 out of 6 damaged items. They are matters of public record and I can send = you the=20 case numbers. FedEx once took a wooden magazine rack that had been = scratched=20 during shipment when the box was pierced by their machinery. They had = the item 4=20 months and reduced it to kindling, completely destroying the item. All = they were=20 supposed to do is inspect it. It took 2 trips to court before = they=20 finally paid my customer. I have 3 additional trips to court to file = suits=20 before they finally decided to pay on other claims. FedEx simply does = not cover=20 any items over $100.00 in value even though they will allow you to = insure them=20 for up to $500.00. You have to prove in court that they were negligent = in their=20 handling and that if the negligence had not occured the item would have = not been=20 otherwise damaged during normal shipping. That was how I = won.</FONT></DIV> <DIV><FONT face=3DArial size=3D2></FONT> </DIV> <DIV><FONT face=3DArial size=3D2>I also refer you to FedEx.com at <A=20 href=3D"http://www.fedex.com/us/services/termsandconditions/ground/liabil= itylimits.html?link=3D4">http://www.fedex.com/us/services/termsandconditi= ons/ground/liabilitylimits.html?link=3D4</A></FONT></DIV> <DIV><FONT face=3DArial size=3D2></FONT> </DIV> <DIV><FONT face=3DArial size=3D2>They do not cover and are not liable = for any item=20 on their list which is the following:</FONT></DIV> <DIV><FONT face=3DArial size=3D2></FONT> </DIV> <OL> <LI>Packages (including freight shipments) containing all or part of = the=20 following items are limited to a maximum declared value of $100: </LI> <LI><FONT color=3D#ff0000><STRONG>Artwork,</STRONG></FONT> including = any work=20 created or developed by the application of skill, taste or creative = talent for=20 sale, display or collection. This includes, but is not limited to, = items (and=20 their parts) such as paintings, drawings, vases, tapestries, = limited-edition=20 prints, fine art, statuary, sculpture, collectors' items, customized = or=20 personalized musical instruments.=20 <LI><STRONG>Film, photographic images,</STRONG> including photographic = negatives, photographic chromes, photographic slides.=20 <LI><STRONG>Any commodity that by its inherent nature is particularly=20 susceptible to damage,</STRONG> or the market value of which is = particularly=20 variable or difficult to ascertain.=20 <LI><STRONG>Antiques,</STRONG> any commodity which exhibits the style = or=20 fashion of a past era and whose history, age or rarity contributes to = its=20 value. <STRONG>These items include, but are not limited to, furniture, = tableware, glassware and collectors' items such as coins, stamps, = sports=20 cards, souvenirs and memorabilia.</STRONG> (Collector's coins and = stamps may=20 not be shipped.)=20 <LI><STRONG>Glassware,</STRONG> including, but not limited to, signs, = mirrors,=20 ceramics, porcelains, china, crystal, glass, framed glass, flat panel = display=20 screens (all types), plasma screens, and any other commodity with = similarly=20 fragile qualities.=20 <LI><STRONG>Jewelry,</STRONG> including, but not limited to, costume = jewelry,=20 watches and their parts, mount gems or stones (precious or = semiprecious),=20 industrial diamonds and jewelry made of precious metal.=20 <LI><STRONG>Furs,</STRONG> including, but not limited to, fur = clothing,=20 fur-trimmed clothing and fur pelts.=20 <LI><STRONG>Precious metals,</STRONG> including, but not limited to, = gold and=20 silver bullion or dust, precipitates or platinum (except as an = integral part=20 of electronic machinery).=20 <LI><STRONG>Stocks, bonds, cash letters or cash equivalents</STRONG>,=20 including, but not limited to, food stamps, postage stamps (not = collectible),=20 traveler's checks, lottery tickets, money orders, prepaid calling = cards, bond=20 coupons and bearer bonds.=20 <LI>Ostrich and emu eggs. </LI></OL> <DIV>They cover nothing and this is almost an exact copy of what UPS = will cover.=20 The US Postal Service does not have these limitations and they = pay.</DIV> <DIV><FONT face=3DArial size=3D2></FONT> </DIV> <DIV><FONT face=3DArial size=3D2>My advice....know your seller, ebay or = otherwise.=20 Before you buy on ebay contact past winners and ask about the packing of = their=20 item. If it is a company...ask them on the phone or by email how the = item will=20 be packed...if they can not tell you exactly...buy somewhere = else.</FONT></DIV> <DIV><FONT face=3DArial size=3D2></FONT> </DIV> <DIV><FONT face=3DArial size=3D2>Mark M.</FONT></DIV> <DIV><FONT face=3DArial size=3D2>Phoenix AZ</FONT></DIV> <DIV><FONT face=3DArial size=3D2></FONT> </DIV> <DIV><FONT face=3DArial size=3D2></FONT> </DIV> <BLOCKQUOTE=20 style=3D"PADDING-RIGHT: 0px; PADDING-LEFT: 5px; MARGIN-LEFT: 5px; = BORDER-LEFT: #000000 2px solid; MARGIN-RIGHT: 0px"> <DIV style=3D"FONT: 10pt arial">----- Original Message ----- </DIV> <DIV=20 style=3D"BACKGROUND: #e4e4e4; FONT: 10pt arial; font-color: = black"><B>From:</B>=20 <A title=3Dskyrox_at_hotmail.com = href=3D"mailto:skyrox_at_hotmail.com">harlan=20 trammell</A> </DIV> <DIV style=3D"FONT: 10pt arial"><B>To:</B> <A=20 title=3Dmeteorite-list_at_meteoritecentral.com=20 = href=3D"mailto:meteorite-list_at_meteoritecentral.com">meteorite-list@meteor= itecentral.com</A>=20 </DIV> <DIV style=3D"FONT: 10pt arial"><B>Sent:</B> Friday, June 20, 2003 = 1:11 PM</DIV> <DIV style=3D"FONT: 10pt arial"><B>Subject:</B> [meteorite-list] usps = insurance=20 is fraud</DIV> <DIV><BR></DIV> <DIV> <DIV> <DIV> <DIV>we all buy insurance to ship our skyrox. but it is really for=20 peace-of-mind only- a big waste of money. when the _ _it hits the fan, = you are=20 as lost as somone in a molasses canoe or an astronaut in space = with no=20 fuel left and no air. anybody ever ACTUALLY collect insurance money = from the=20 post office on a loss from the usps...? i didn't think so. usps = insurance is=20 aCOMPLETE WASTE of MONEY- just read the form to file a claim. = you have=20 to have the item , the receipt, etc.. oh, the item! that means , you = have to=20 send it BACK to the sender and they then say it was damaged THEN not = during=20 the shipping when you RECEIVED it - therefore, it can NEVER be = tendered=20 properly for a claim - a self-perpetuating KOP-OUT to avoid = paying a=20 claim- get it?! suppose you DO get it all together and go waltzing = into a=20 p.o.- they just laugh!! after that, it goes before a review board to = determine=20 if it was PACKED right before a claim is paid. 99.99% you did not pack = it=20 right (and there are no written, standards for packing or a way to = verify that=20 was indeed packed right before sending anyway)and they say forget it. = and if=20 you are one of the lotto winners who does get a claim, they give you=20 depreciated value less fees from stupid government assessed value = chart. in=20 other words , you have no recourse whatsoever . so don't waste your = money. use=20 fed ex. the private sector is ALWAYS better than ANYTHING=20 government.</DIV></DIV></DIV></DIV><BR clear=3Dall> <HR> STOP MORE SPAM with <A = href=3D"http://g.msn.com/8HMFENUS/2728??PS=3D">the new MSN=20 8</A> and get 2 months FREE* = ______________________________________________=20 Meteorite-list mailing list Meteorite-list_at_meteoritecentral.com=20 = http://www.pairlist.net/mailman/listinfo/meteorite-list</BLOCKQUOTE></BOD= Y></HTML> ------=_NextPart_000_007E_01C33770.E1DE1A40-- Received on Sat 21 Jun 2003 12:14:06 AM PDT |
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